There are just over 101 days left until Christmas, and already my son has a list filled with books, toys, and games he’d like from mommy, daddy and the grandparents. Although it seems early to be talking about the holiday season, I always feel like the beginning of school is the unofficial countdown and if I don’t begin to at least think about my plans for travel, shopping, and meals, I’ll get overwhelmed.
Over the year, I try to spread out my shopping so that I’m not spending a large amount during the holidays on gifts and items for celebrations. Despite my best efforts to plan, there are still purchases I may not have planned for. That is when a program like layaway makes sense for families like ours.
Last year, Walmart brought back it’s layaway program, and due to it’s success, it will return again this year. Does your child want the latest LEGO set (don’t underestimate the cost of such an item)? Does your husband want a new flat screen TV but you just don’t have the entire amount right now? Do you want the latest iPhone 5, which will likely sell out early in the season? Layaway might be an option if you’re looking to make this a great Christmas for your family.
Here is how the program will work this year:
Beginning September 16th, you can place items on layaway. With expanded categories, you’ll be able to place items like toys, jewelry, small home appliances and select sporting goods on layaway for just $5.
The price of each item placed on layaway must be at least $15.
You’ll have 90 days to pay the balance on each item (this is 30 additional days from last year).
When you place an item on layaway, you’ll need to put down $10 or 10%, whichever is greater.
If you need to cancel your item for whatever reason, there will be no fee (which has changed from last year). It should be noted that your initial open fee of $5 will not be refunded if you need to cancel the item.
When you have completed your layaway purchase, you’ll receive a gift card for $5 which means your total out of pocket cost is 0!
I did not use layaway last year because we did not have a lot of large purchases to make. But this year, with my son very much into LEGOs and my husband asking for electronics, there are many compelling benefits. In particular, I like the idea of spreading payments out over time without interest and securing items that will likely sell out.
For early access to Walmart’s layaway program, visit their Layaway Facebook app this weekend!
I participate in the Walmart Moms program and am compensated for my time and honest opinions.
- Discover Luxury at Sonesta Irvine: Your Ideal Staycation - August 8, 2024
- CHOC Walk Returns to the Disneyland Resort – Special Events and Ways to Support - June 28, 2023
- Beastly Ball Returns to the Los Angeles Zoo - May 8, 2023
Leave a Reply